Experience has taught me that the root cause of financial disagreements within families is often simply silence

Start thinking

One of the joys, and challenges’ of being a Chartered Financial Planner is that you can never stop learning. ‘Start Thinking’ is an opportunity for me to share parts of this learning that I feel would be of interest to both clients and prospective clients alike.

If you would like to discuss any of the points raised in the posts please email me at [email protected] or phone 01246 268527.

Inheritance Tax

Over the years, Financial Planners have had many tools available to help clients with their Inheritance Tax planning. Current rules are generous and the Government is already making plans to tighten up in this area. They can see an opportunity to increase tax revenue as the generation with the assets passes wealth to the generation without. Time to stop delaying Inheritance Tax planning; it will be your family that pay.

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Venture Capital Schemes

Legally and ethically there has always been a very thin line between many tax avoidance schemes and tax evasion. As a general rule, if it sounds too good to be true stay away or, at the very least, seek expert advice. HMRC has recently introduced new changes to the way it assesses the validity of Venture Capital Trusts and similar enterprise investment schemes. These changes, outlined in the article below, seek to exclude low or no-risk schemes.

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Spring Statement

For those of us of a certain age, there was only ever one ‘Budget’ each year, complete with the traditional photograph of the Chancellor holding the red box outside 11 Downing Street. In recent years many chancellors have opted to have an informal mini-budget at the time of the Spring Statement. Philip Hammond, is a traditionalist who, as the article below explains, has adhered to the principle of having only one annual ‘fiscal event’.

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